막판 모기지 재고정, 수천 달러 절약의 기회 Last minute home loan fixing could save thousands, mortgage broker says   Recent declines in mortgage rates have provided homeowners with the chance to save up to $50 each week through last-minute refinancing, leading to annual savings exceeding $2,500, according to experts. Michael Anastasiadis, a mortgage broker based…

금리 인하에도 불구, 대출 상환 기준 여전히 높아 Despite Rate Cuts, Loan Repayment Standards Remain High   As interest rates trend downward, concerns are mounting in the lending market as major banks continue to apply a testing rate of over 8% for borrowers. Recent reports indicate that while some banks are advertising fixed special rates…

전문가, 11월 기준금리 75bp 인하 가능성 언급 Experts Discuss Potential 75bp Rate Cut in November   Next month, discussions are intensifying regarding whether the Reserve Bank of New Zealand (RBNZ) will implement a significant cut to its official cash rate (OCR). Financial markets are forecasting a 20% likelihood of a 75 basis point (bp) reduction…

오클랜드 대중교통에 비접촉식 결제 시스템 도입 Contactless payment coming to Auckland public transport   Starting at the end of this year, residents of Auckland will have a more convenient way to utilize public transportation, including buses, trains, and ferries, through the use of smartphones and credit and debit cards. The new payment system will support…