2024년 6월 분기, 가계 지출이 소득을 초과해 Household spending exceeds income in June 2024 quarter   During the second quarter of this year, an increase in household spending contrasted sharply with a decrease in income, highlighting ongoing difficulties in household finances. According to data released by the National Statistical Office, household spending reached $60 billion,…

뉴질랜드 중앙은행(RBNZ), 내달 금리 75bp 인하 전망 RBNZ, Expected to Cut Rates by 75bp Next Month   As New Zealand’s labor market continues to face persistent challenges, forecasts indicate that the Reserve Bank of New Zealand (RBNZ) may implement a 75 basis point rate cut in its upcoming monetary policy meeting. This comes on the heels…

주택담보대출 금리 하락에 따른 OCR 재조정 OCR down again as mortgage rates set to keep falling ‘Commentary from Kelvin Davidson, CoreLogic NZ Chief Property Economist’   Leading up to today’s official cash rate decision, there were equally strong cases for either a 0.25% or 0.50% cut, with the Reserve Bank ultimately opting for the latter….

대출자들의 어려운 주택담보대출 결정, 계속될 가능성 높아 Difficult mortgage decisions for borrowers likely to continue   ‘By Kelvin Davidson, CoreLogic NZ Chief Property Economist’   The ‘perfect’ strategy for fixing mortgage rates through time is only ever known in hindsight, however new data points to a strong preference for short-term loans. At a macro level…